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January 2018 Archives

Bankruptcy is the best choice when debt is overwhelming

Florida residents are building up excessive credit card debt consistent along with the rest of the country. When repaying debt, there are some options for making smart repayment choices that should be heeded. However, if the debt is so overwhelming that it cannot be paid off comfortably within the next five years, the borrower may be best off filing for bankruptcy relief.                                                                                                                             

Bankruptcy does not mean that the credit score cannot be repaired

About 500,000 Americans file for personal bankruptcy relief each year, including a fair share here in Florida. With overwhelming credit card debt and medical bills, they take advantage of the one remedy that does not require a payment plan. The Chapter 7 Bankruptcy may be a dramatic help to those with heaping amounts of unsecured debt because the debt is erased permanently and quickly in the proceeding.

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